When browsing listings online, most buyers assume the number they see is close to the final price. But in reality, Dubai property prices only reflect the cost of the property, not the full cost of owning or renting it. Once you move forward, additional expenses appear: registration fees, deposits, mortgage costs, and ongoing charges.
Many first-time buyers and renters are surprised because these details are rarely displayed clearly. At GLLIT, the goal is transparency, helping users understand the real cost of buying or renting property in Dubai before they sign anything.
Browse verified listings at GLLIT.
Whether you rent or buy, the market includes fixed fees. Understanding them early prevents confusion later.
Here’s a breakdown of the main Dubai real estate fees:
These fees won’t appear in normal property ads, which is why knowing them helps estimate the actual cost.
Instead of looking only at Dubai property prices, the smart approach is to calculate the all-inclusive cost. This gives a true picture of affordability.
If the full number feels manageable, not just the sticker price, then you’re budgeting realistically.
Formula: Total = Down Payment + DLD Fee + Trustee Fee + Mortgage Fees + Service Charges (+ Agency Fee only if applicable)
Cost | Estimate |
Down Payment (20%) | AED 300,000 |
AED 60,000 | |
Mortgage Fee (0.25%) | AED 3,750 |
Trustee Fee | ~AED 4,000 |
Service Charges | AED 7,000–15,000 |
Optional Third-Party Cost (Only applies when buying through commissioned brokers):
Cost | Estimate |
Agency Fee (Usually 2%) | AED 30,000 (not applicable when buying on GLLIT) |
Approximate upfront cost (without agency fee): AED 374,750 – 382,750
Approximate upfront cost (if agency fee applies elsewhere): AED 404,750 – 412,750
With GLLIT, buyers avoid this additional broker cost, making the buying journey more transparent and budget-friendly.
Formula: Total = Annual Rent + Security Deposit + Ejari Fee + DEWA Deposit (+ Agency Fee only if using commissioned brokers)
Cost | Estimate |
Security Deposit | AED 4,500 (unfurnished) |
Ejari Registration | AED 220 |
DEWA Deposit | AED 2,000–4,000 |
Optional Third-Party Cost:
Cost | Estimate |
Agency Fee (Usually 5%) | AED 4,500 (not applicable when renting with GLLIT) |
Move-in estimate without agency fee: AED 96,720 – 98,720
Move-in estimate if agency fee applies elsewhere: AED 101,220 – 103,220
With GLLIT, renters can save more of their cash, as they do not have to pay unnecessary commission fees.
When reviewing Dubai property prices, keep these things in mind to help make better decisions:
Many buyers and renters miscalculate the total cost because of the following reasons:
These details matter because they affect long-term affordability, not just signing day.
GLLIT keeps prices and details clean and easy to understand, helping renters and buyers avoid surprise costs.
Explore renting or buying with more clarity on GLLIT
In Dubai, the listed price is only the starting point. When you factor in registration fees, deposits, agency costs, mortgage fees, and ongoing service charges, you get the real financial picture.
This guide from GLLIT helps you understand the full breakdown of Dubai property prices, navigating the market clearly and smartly.
